Any injuries received as a result of an accident. These may occur at home, work, sporting or road traffic accidents. While most simple fractures normally result in a full recovery, injuries to major joints such as the hips, knees, back or neck can cause significant disability and give rise to arthritis in later life.
What information should my client provide?
Your customer should complete the Accident fast track questionnaire.
Likely acceptance terms
If there is a history of head injury, spinal injury or back pain, please refer to the relevant section.
Specified illness cover, income protection
Generally normal rates, but an exclusion may apply if the injury is severe.
Hospital cash cover, accident cash cover, contribution cover
Generally normal rates, but we may decline cover if the injury is severe.
Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.