Addison's disease

Addison’s disease is a rare disorder of the adrenal glands. The adrenal glands do not produce enough steroid hormones.  It results in general debility, tiredness and weight loss. In most cases, the disease is idiopathic (of unknown cause).  Treatment with adrenocortical hormone therapy is usually successful with the individual’s ability to understand and control the condition.

What information should my client provide?

Your customer should complete the General medical disclosure fast-track questionnaire

Facts:

It is estimated that it affects about 14 people in every 100,000.

Source: www.hse.ie

Likely Underwriting Acceptance:

	Life Cover	Specified Illness Cover	Income Protection
Fully controlled, no complications <6 months since treatment commenced	Postpone	Postpone	Postpone
Fully controlled, no complications >6 months since treatment commenced	50%	50%	50%

The ratings above assume there is no other co –existing autoimmune disease.

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.