Cataracts

Cataracts are a clouding or blurring that affects the lens of the eye. It results in varying degrees of visual impairment depending on how advanced the cataract is.

Glaucoma is a disease of the eye characterised by an abnormal increase in the pressure in the eye resulting in severe pain and blindness if left untreated. It is common in elderly people.

Both conditions commonly occur in elderly people.  You can be born with cataracts (congenital) or both conditions can be secondary to another disease, injury or trauma.  Medical treatment can control but not cure glaucoma.  However cataracts can be treated by surgery and this frequently restores vision.

What information should my client provide?

Your customer should complete Eye disorders fast-track questionnaire 

Likely Underwriting Acceptance:

Life Cover *	Specified Illness Cover *	Income Protection*
Standard Rates	Blindness exclusion.  If surgically treated, normal rates may be available once vision is satisfactory	Blindness exclusion.  If surgically treated, normal rates may be available once vision is satisfactory

*Please note that where an underlying condition is present, terms may vary.

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.