Cholesterol is a fatty substance found in the cells of your body and blood. High levels are linked with heart disease and stroke as they are responsible for the narrowing of arteries which supply the heart and brain with oxygen. This narrowing is caused by an accumulation of fatty like substances on the inside walls of the arteries which over time build up and impede the flow of blood through the artery. However it can be treated by medication to reduce blood cholesterol levels. In general a cholesterol level of <6.0mmol/L would be considered normal.
HDL - high-density lipoprotein is known as 'good' cholesterol as it is believed to have protective properties against heart attack.
LDL - low-density lipoprotein is known as 'bad' cholesterol as it plays a role in the development of fatty deposits within the arteries.
Triglycerides - this is a form of fat made in the body.
What information should my client provide?
Your customer can complete the High cholesterol fast-track questionnaire.
Heart disease is the biggest cause of death in Ireland for both men and women.
Likely Underwriting Acceptance:
|Life Cover||Specified Illness Cover||Income Protection|
|Controlled on medication with no other risk factors present||
Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.