Ectopic Heart Beats

Ectopic heart beats are small changes in a heartbeat that is otherwise normal. These changes can lead to extra or skipped heartbeats. Common causes can include infections, certain drugs, stress or stimulants such as alcohol, caffeine, tobacco. However, they can also be associated with cardiovascular disease. They are usually benign and occur frequently in the elderly. Generally treatment is not required, but if a patient is symptomatic beta blockers may be used to treat the condition.

What information should my client provide?

Your customer should complete General medical fast-track questionnaire 

Likely Underwriting Acceptance:

	Life Cover	Specified Illness Cover	Income Protection
Fully investigated; no underlying heart disease:	Standard Rates	Standard Rates	Standard Rates

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.