Dialysis

Dialysis is the process of removing waste and excess water from the blood.  It is used as an artificial replacement for lost kidney function in people with kidney failure.  The process is generally continued for a number of hours, a number of times per week. It is used as a temporary solution until such time as a suitable kidney can be found for a transplant.

What information should my client provide?

Your customer should complete General medical disclosure fast-track questionnaire. 

Facts:

The first kidney transplant was completed in Ireland in 1972. 

In 2015, 153 kidney transplants were performed.  At that time there were 566 people on the kidney transplant waiting list.

SOURCE: www.ika.ie

Likely Underwriting Acceptance:

	Dialysis	Kidney Transplant
Life Cover	Postpone within six months of commencing	Postpone within one year of transplant
	Terms may be available after the postponement period on some select cases with a high extra mortality loading

Specified illness Cover and Income Protection Cover will be declined. 

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.