Epilepsy is a common neurological disorder characterised by seizures. Seizures vary in frequency, intensity and type. There are different types of epilepsy, the most common types are:
Generalized tonic-clonic seizures - This condition was formally known as Grand Mal epilepsy and is characterised by an aura, followed by a sudden loss of consciousness with a tonic-clonic seizure (repeated jerking movement, loss of muscle control). Attacks can occur at any age, but their onset is most common in adolescent or early adulthood.
Focal epilepsy - This condition was formally known as Petit Mal epilepsy and are absence type seizures where there is a clouding of consciousness or the person stares blankly. They may or may not collapse but there is no tonic clonic convulsion.
What information should my client provide?
Your customer should complete the Epilepsy seizures fast-track questionnaire
37,000 people over age five have epilepsy in Ireland.
50 million people have epilepsy worldwide.
Likely Underwriting Acceptance
|Time since last seizure||Life Cover||Specified Illness Cover||Income Protection||Bill Cover|
|under 3 years||
|over 3 years||
*Please note rating will be higher if over 12 attacks per annum.
Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.