Gout

This is a type of acute arthritis, characterized by acute inflammation of the joints. It can begin in the knee or foot, but most commonly affects the big toe. It is caused by excessive uric acid in the blood and deposits in the joints. Medical therapy is usually successful in controlling gout. In severe cases, many joints are affected and can become deformed; also uric acid deposits in the kidneys can result in gouty nephritis and renal failure.

What information should my client provide?

Your customer should complete the Arthritis and other joint disorders fast-track questionnaire 

Facts:             

Gout is one of the most common types of arthritis that affects men. It is estimated that 1% of all men will be affected by gout.

Gout can affect women, although men are three to four times more likely to develop it.

Source: www.hse.ie

Likely acceptance terms

	Life Cover	Specified Illness Cover	Income Protection
Mild	Standard Rates	Standard Rates	Normal Rates to  50% / Exclusion
Moderate	Standard Rates	50%	<1 year since last symptoms  cover will be postponed  thereafter , 50% to Exclusion
Severe	50% -75%	100% upwards	<3 year since last symptoms  cover will be postponed thereafter  an Exclusion will apply.

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.