Irritable bowel syndrome (IBS) refers to a common but complex disorder of the lower intestinal tract. It is mainly characterised by a diverse array of symptoms that can be worsened by emotional stress. The condition involves hypersensitivity to pain in the gut, combined with altered bowel habits resulting in diarrhoea, constipation or both.
What information should my client provide?
Your customer should complete Stomach and bowel disorders fast-track questionnaire .
Likely Underwriting Acceptance:
| Life Cover | Specified Illness Cover | Income Protection | |
|---|---|---|---|
| No underlying condition and diagnosis has been confirmed |
 |
|
Standard Rates if mild otherwise some exclusion may apply |
Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.
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