This is a varicose condition of the veins at the lower end of the rectum either above the sphincter ani muscle (internal piles) or below (external piles). They are usually a consequence of prolonged constipation or occasionally diarrhoea and the main symptom is bleeding. A haemorrhoidectomy is the surgical operation for removing haemorrhoids.
What information should my client provide?
Your customer should complete the General medical disclosure fast-track questionnaire .
Likely Underwriting Acceptance:
|Life Cover||Specified Illness Cover||Income Protection|
|No underlying cause established||
Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.