Pregnancy Related Conditions

Ectopic Pregnancy

An ectopic pregnancy occurs when a fertilised egg has implanted outside the uterus.

Placenta Abruption

The placenta is a temporary vascular organ that joins the mother and the foetus. It transfers oxygen and nutrients from the mother to the baby and releases carbon dioxide and waste products from the foetus. Placental abruption is the premature separation of the placental lining from the wall of the uterus before the birth of the baby.

Eclampsia

Eclampsia is a severe complication of pregnancy, where the mother has raised blood pressure, protein in her urine and suffers convulsions or coma.

Gestational Diabetes

This is a condition in which women who were not previously diagnosed with diabetes develop it during pregnancy. It can be caused by pregnancy related factors which interfere with insulin receptors causing elevated blood sugar levels. It is commonly diagnosed by screening during pregnancy. In the majority of cases, blood sugar levels will return to normal after delivery.

Gestational Hypertension

This is the development of new hypertension in women whilst pregnant. It is usually defined as having a blood pressure reading >140/90. There is no specific drug treatment other than being closely monitored.

Disseminated Intravascular Coagulation*

Disseminated Intravascular Coagulation (DIC) is a complex systemic thrombohaemorrhagic (clotting and bleeding) disorder involving an over-activation of clotting factors and fibrinolytic enzymes, resulting in thrombosis (clotting), tissue necrosis (death of tissue) and haemorrhaging (bleeding) from multiple sites

What information should my client provide?

Your customer should complete General medical disclosure fast-track questionnaire

 Likely Underwriting Acceptance:

	Life Cover	Specified Illness Cover	Income Protection
Fully recovered post-partum	Standard Rates	Standard Rates	Standard Rates

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.