Patent Ductus Arteriosus

The ductus arteriosus is a foetal vessel connecting the pulmonary artery with the aorta. This normally closes at birth or shortly afterwards. Occasionally it fails to close and can cause a significant reduction in the efficiency of the heart, thus putting a strain on it. It can cause pulmonary hypertension and hypertrophy (enlargement) of the atrium and ventricle. Treatment for PDA is surgical correction with good results.

What information should my client provide?

Your customer should complete General medical disclosure fast-track questionnaire

Likely acceptance terms

Life cover, specified illness cover, income protection
If surgically corrected with no residual complications, postpone within one year; normal rates thereafter.
If there are residual complications cover will be declined.*

Hospital cash cover, accident cover, contribution cover
If surgically corrected with no residual complications, postpone within one year; normal rates thereafter.
If there are residual complications cover will be declined.*

*Terms may be available on some cases

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.