Polio is a highly infectious disease caused by a virus. It can spread through person to person contact or the faecal-oral route. It is characterised by local or widespread muscular paralysis due to damage in the spinal cord or brainstem. Paralysis occurs affecting one or more limbs or muscle groups and, if there is no complete recovery, results in wasting of the muscles and consequent deformity. Polio mainly affects children under five years of age or people in areas where sanitation and hygiene is poor. Extensive vaccination has almost eliminated the disease in developed countries.
What information should my client provide?
Your customer should complete General medical disclosure fast-track questionnaire
Likely acceptance terms
Life cover, specified illness cover
If a complete recovery has been made, then normal rates.
Where there is a dependence on crutches for walking or impairment of bladder, bowel or respiratory function then refer to underwriting.
Terms may be available on cases where recovery is complete.
Hospital cash cover, accident cover, contribution cover
Cover will be declined.
We recommend you contact the underwriting team to discuss individuals with this medical history.