Tachycardia describes a rapid heart beat, i.e. greater than 100 beats per minute. It can be a normal reaction to exertion or caused by heart disease. With paroxysmal tachycardia, the onset and end of an attack is sudden and can last from minutes to several days. It can be a relatively benign condition, however investigations must be carried out to ensure there is no underlying heart disease. Attacks can be provoked by emotional stress, anxiety or excessive use of alcohol or caffeine. Attacks are generally controlled by drug therapy.
What information should my client provide?
Your customer should complete the General medical disclosure fast-track questionnaire.
Likely acceptance terms
All terms assume that the condition has been fully investigated and there is no underlying disease.
|Single/infrequent attacks||Regular attacks|
|Life cover, specified illness cover||Normal rates||+50% up|
|Income protection*||Normal rates||+50% up|
Hospital cash cover,
accident cover, contribution cover
|Normal rates||Cover will be declined|
*If there are any associated complications such as syncope (fainting) or hypotension, cover will be declined.
Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.