This is a disease, most common in women, characterised by abnormal constriction of the blood vessels in the extremities upon exposure to cold. The fingertips, and subsequently the fingers and hands become white and numb when exposed to the cold, and on re-warming the affected areas can become purple in colour and painful. Small areas of superficial gangrene may occur in the skin of the fingers in severe cases, but deeper structures are rarely affected.
What information should my client provide?
Your customer should complete the General medical disclosure fast-track questionnaire
Facts
Raynaud’s disease may affect as many as 1 in every 9 women and 1 in every 12 men.
Source: www.hse.ie
Likely Underwriting Acceptance:
Life Cover | Specified Illness Cover | Income Protection | |
---|---|---|---|
Fully investigated and diagnosis confirmed and minor symptoms only |
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Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.
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