Splenectomy

The spleen is a large organ situated in the abdomen which is responsible for manufacturing, storing, filtering and breaking down red blood cells. It also plays an important part in the immune system. Despite all these functions, it can be removed without any ill-effects; surgical removal is known as a splenectomy. In this situation, the rating will depend on the underlying cause. Splenectomy as a result of a trauma i.e. car crash can be disregarded if a full recovery has been made.

What information should my client provide?

Your customer should complete the General medical disclosure fast-track questionnaire .

Likely acceptance terms

Life cover, specified illness cover, income protection
Normal rates following trauma with a full recovery made; otherwise will depend on the underlying condition.

Hospital cash cover, accident cover, contribution cover
Normal rates following trauma with a full recovery made; otherwise will depend on the underlying condition.

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.