Suicide Attempt

Attempted suicide can be the result of a serious mental disorder, alcoholism or drug abuse or due to many other physical or mental stresses. Assessment and treatment of the underlying disorder is the best treatment. Whilst some may represent an appeal for help e.g. deliberate self-harm, a cautious view has to be taken because of the risk of further self-injury.

What information should my client provide?

Your customer should complete the Anxiety, stress or depression fast-track questionnaire .

Facts:

On average, over 6,000 people take their own lives by suicide each year across the United Kingdom and Ireland. 

SOURCE: www.samaritans.org

There were over 450 reported suicides in Ireland in 2015

Source : www.nsrf.ie/statistics/suicide

Likely Underwriting Acceptance:

Life Cover*	Specified Illness Cover	Income Protection
Postpone within six months of suicide attempt	Postpone within one year of suicide attempt	Decline
A moderate extra charge for four years and/or a permanent extra charge will be applied thereafter depending on the underlying disorder	Normal rates / 50% with a mental illness exclusion on loss of independence	Decline

*Terms will be unavailable if there has been a history of drug or alcohol abuse

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.