Varicose Veins

Varicose Veins are veins that have become enlarged and twisted. They may occur anywhere in the body, but are most commonly seen in the lower limbs, the rectum or anus (haemorrhoids) and the oesophagus. The saphenous vein in the thigh and calf are most frequently affected.  They are dilated veins in the lower limbs caused by incompetent valves in the veins, weakness of the walls of the veins or an aterio-venous fistula.

What information should my client provide?

Your customer should complete the General medical disclosure fast-track questionnaire .

Facts

Varicose veins are a very common condition, affecting up to 3 in 10 adults. Usually, women tend to be more affected than men.

Source: www.hse.ie

Likely Underwriting Acceptance:

	Life Cover	Specified Illness Cover	Income Protection
Surgically treated and fully recovered	Standard Rates	Standard Rates	Standard Rates
Mild/Moderate	Standard Rates	Standard Rates	Standard Rates
Severe	50%	50%	Exclude

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.