Tuberculosis

Tuberculosis is a chronic recurrent infection, most common in the lungs, but can affect any organ. It is caused by Mycobacterium tuberculosis. In the majority of cases, individuals will recover from infection without any evidence of disease, and the bacteria becomes inactive. TB can lie dormant for many years and reappear. Those most at risk of disease progression or reactivation of disease are those with compromised immune systems (e.g. AIDS, diabetes mellitus, kidney disease, those undergoing chemotherapy). Symptoms can include fever, fatigue, productive cough, weight loss and night sweats. TB is generally curable following treatment with antibiotics.

What information should my client provide?

Your customer should complete the Bronchitis fast-track questionnaire.

Likely acceptance terms

Life cover, specified illness cover
Single episode, no complications with a full recovery - normal rates*

Income protection
Single episode, no complications with a full recovery - normal rates.* Postpone within six months of diagnosis.

Hospital care cover, accident cover, contribution cover
Single episode, no complications with a full recovery - normal rates*

*Rates relate to pulmonary tuberculosis and assume no complications, for other types of tuberculosis, please contact the underwriting department.

Please note that likely acceptance terms are indicative only and cases are subject to full underwriting.